Tuesday, April 28, 2015

JAIIB Exam for PO/Clerk

Junior Associate of Indian Institute of Bankers (JAIIB)

JAIIB 2016 Registration

If you haven't registered yet, please register at this page - JAIIB Registration


JAIIB aims at providing required level of basic knowledge in banking and financial services (BFS), banking technology, customer relations, basic accountancy and legal aspects necessary for carrying out day to day banking operations.


  1. The exam is open only to the ordinary members of the Indian Institute of Banking & Finance (IIBF) (any person working in the banking and finance industry can apply to IIBF for lifetime membership)
  2. Minimum qualification - Matriculation

Subject of Examination
  1. Principles and Practices of Banking
  2. Accounting and Finance for Bankers
  3. Legal and Regulatory Aspects of Banking

Examination Fees
  • First Block of 2 attempts - Rs. 2,697
  • Second Block of 2 attempts - Rs. 2,697

Medium of Exam
  • Either Hindi or English, and should clearly mention in application form

Pattern of Exam
  1. Each Question Paper will contain approx. 120 objective type MCQ, carrying 100 marks, including questions based on case study / case lets. The Institute may, however, vary the number of questions to be asked for a subject. There will be No Negative marking for wrong answers.
  2. Questions for the JAIIB exam will be asked calling for - (a) Knowledge testing, (b) Conceptual grasp, (c) Analytical / logical exposition, (d) Problem Solving, (e) Case analysis

Mode, Duration and Periodicity of Exam
  1. Mode - Online mode in majority centers and Offline mode at selected centers. Exam will be held on 3 consecutive Sundays (one paper each Sunday)
  2. Duration - 2 hours each paper
  3. Periodicity - Twice year - in May-June and November-December

Passing Criteria
  1. Pass - Minimum 50 out of 100 marks in each subject
  2. Candidates securing at least 45 marks in each subject with an aggregate of 50 % marks in all subjects in a single attempt will also be declared as having passed JAIIB examination

Time Limit for Passing Exam
  1. Candidates will be required to pass JAIIB exam within a time limit of 2 years (i.e., 4 consecutive attempts). Initially a candidate will have to pay exam fee for a block of 1 year, i.e., for 2 attempts.
  2. In case he/she is not able to pass JAIIB exam within 1st block of 2 attempts, he/she can appear for a further period of 1 year (2nd block), i.e., 2 attempts on payment of requisite fee.
  3. The candidates who have exhausted the first block of 2 attempts, should necessarily submit the examination application form for the next attempt, without any gap. If they do not submit the examination form immediately after exhausting the first block, the examination conducted will be counted as attempts of the second block for the purpose of time limit for passing.
  4. Candidates not able to pass JAIIB exam within the stipulated time period of 2 years are required to re-enroll themselves afresh by submitting fresh Exam Application Form. Such candidates will not be granted credit/s for subject/s passed, if any, earlier.
  5. Attempts will be counted from the date of application irrespective of whether a candidate appears at any examination or otherwise.

"Class of Pass" Criteria
  1. The Institute will consider the FIRST PHYSICAL ATTEMPT of the candidates at the exam as first attempt for awarding class. In other words, the candidate should not have attempted any of the subject/s pertaining to the concerned exam any time in the past and has to pass all the subjects as per the passing criteria and secure prescribed marks for awarding class. Candidate re-enrolling for the exam after exhausting all permissible attempts as per the time limit rule will not be considered for awarding class.
  2. FIRST CLASS - 60 % or more marks in aggregate and pass in all the subjects in the FIRST PHYSICAL ATTEMPT
  3. FIRST CLASS WITH DISTINCTION - 70 % or more marks in aggregate and 60 or more marks in each subject in the FIRST PHYSICAL ATTEMPT
  4. Candidate who have been granted exemption in the subject/s will be given "Pass Class" only.

Benefits of Passing JAIIB and CAIIB

Non-Monetary Benefits -
  • Enables promotions within team
  • Valued by fellow bankers and team
  • Better understanding of banking sector
  • You can suffix the degree to your name, e.g., Mr. XYZ JAIIB

Monetary Benefits - 
  1. JAIIB for Clerks - 1 increment in salary
  2. JAIIB for Officers - 1 increment in salary
  3. CAIIB for Clerks - 2 increments in salary (have to pass JAIIB first)
  4. CAIIB for Officers - 1 increment in salary (have to pass JAIIB first)

For example - Bank PO Scale 1 Salary structure (as on April 28, 2015) is -
Rs. 14,500 - (600 x 7) 18,700 - (700 x 2) - 25700

If Mr. X has basic pay of 14,500, then after passing JAIIB exam, he will get 1 increment, meaning his new basic pay will be 14,500 + 600 = 15,100. 

For Official Notification and Detailed Syllabus follow the link Click Me

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